Tracy Dolin-Benguigui joined Barclays in June 2020 and is a Director and senior Equity Research analyst covering the U.S. Insurance industry. Prior, Tracy spent 15 years at S&P Global Ratings where she was the North American sector lead responsible for analytics and research across Life and P&C Insurance as well as the co-chair of S&P’s Global Multi-line team, noted for her expertise across the capital structure and regulatory landscape. Prior to her tenure at S&P, Tracy was an insurance broker at AON Risk Services. Tracy has been recognized as one of the Influential Women in Re/Insurance by Intelligent Insurer (2018) and “Elite Women in Insurance” by Insurance Business America (2019). Tracy holds a B.A. from Brandeis University with a double major in Economics and Health, Law and Society interdisciplinary program.